| What is the one principle that you always abide by when providing investment advice? |
| Before I provide any investment advice, I will first try to familiarise myself with my customer’s overall situation, while understanding their actual requirements, financial position and risk preference, and subsequently custom-make their asset allocation proposal. This is an important and necessary procedure. As the proposal only contains the allocation of asset classes while introducing the significance of the asset allocation, details on specific products will be limited. Hence, once the proposal is accepted by the customer, we will then communicate with the customer, by meeting up or talking over the phone, to provide the details of specific products, and finally complete the investment process! |
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| What is the greatest achievement / challenge in your wealth advisory career? |
| As our parent company, Noah Private Wealth Management (NPWM), is the leader of wealth management industry in mainland China, and we mainly serve high net worth clients in China, and now most of our customers are referred from NPWM. When compared to the financial regulatory environment in mainland China, the financial regulatory bodies in Hong Kong are much more rigorous, with much higher compliance requirements, so a lot of customers could not understand or accept the requirements when they first started to engage in overseas investment, hence our wealth advisers will have to patiently guide these investors step by step. |
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| Favourite investment theme for 2014 |
| The US economy is gradually recovering with global capital flowing towards the US, causing adverse effects on the Hong Kong bond market. By now, the Hang Seng Index is hovering around 22,000, a good time point to start a position. We expect stock index to remain rather volatile this year, but there are still structural investment opportunities, especially focused on internet commerce, consumption, environmental protection, medical and etc., to capture better investment opportunities. |
